The U.S. government offers programs to help pay for your education. The best part: none has to be repaid:

Pell Grant

The Federal Pell Grant goes to students working on their first undergraduate degree. A federally-approved formula takes family financial circumstances and the cost of education into consideration. The maximum Pell Grant for the 2009-2010 academic year was $5350. You can apply by filling out the Free Application for Federal Student Aid (FAFSA).

Federal Supplemental Educational Opportunity Grant Program (FSEOG)

The FSEOG is awarded to undergraduate students who have exceptional financial need and who are citizens or permanent residents of the United States. Priority is given to Federal Pell Grant recipients.  The award amount is based on need and available funds. You can apply for the grant by filling out the Free Application for Federal Student Aid (FAFSA).

Federal Work Study (FWS)

Federal Work-Study (FWS) provides part-time jobs for students with financial need, allowing you to earn money to help pay education costs. To be considered, fill out the Free Application for Federal Student Aid (FAFSA).