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FINANCIAL PLANNER PROGRAM
AT QUEENS UNIVERSITY OF CHARLOTTE
Enroll in our upcoming program:
CFP36 - beginning June 12, 2008
Thursday Nights, 6pm - 9pm
Click here for printable schedule
Total Program tuition: $4,000.00
Apply Now!
Click here if you would like to receive more information.
* Our program was established 11 years ago and has been registered with the CFP
Board of Standards since 1996.
* More then 800 individuals have participated in our program.
* Convenient once-a-week or twice-a-week (fast track) evening classes for busy
professionals, held on our centrally located campus, just minutes from downtown
and South Park businesses.
* Course Tuition payment options.
IMPORTANT PROGRAM INFORMATION
To be considered for admission, applicants must:
Hold a bachelor’s degree in economics, accounting, finance or other financial-related major or concentration from an accredited college or university AND have a minimum of one years' work experience in a financial planning-related position.
-OR-
Hold a bachelor's degree from an accredited college or university in a non-financial major or concentration AND have a minimum of two years’ work experience in a financial planning-related position.
The degree requirement may be waived on a case-by-case basis if work experience earned is more than five years in a financial planning-related position and if the candidate is working toward a bachelor's degree. The program coordinator will review such applications and candidates may be interviewed personally as well. To learn more, email Catherine Ruth Kelly at kellycr@queens.edu.
Academic Standards
To receive the University's certification, students must pass each of the six courses with a minimum grade of 75 AND they must also obtain an overall average of 80 in all six courses combined. At the end of each course section, students will be given an examination on the material covered in that section of the program. Students will receive a letter notifying them of their score for each examination. If students do not obtain a score of at least 75 on any one of the six course sections, they will have a one time opportunity to repeat that course at no charge when it is next offered and must obtain a minimum grade of 75.
Under the policies of CFP Board, the University must certify students’ successful completion of the program for them to be allowed to sit for the national CFP® Certification Examination. Any questions regarding this policy should be addressed to the Financial Planner Program office.
Attendance
Participants are expected to attend all scheduled classes. Students who are unable to attend any class should notify their instructor. Each instructor keeps attendance records, and student cooperation in maintaining the accuracy of these records is expected. Students who miss more than two consecutive classes will be contacted by the Financial Planner Program office.
In addition to attending and participating in weekly classes, participants should plan to spend at least 2 - 3 hours outside of class reading assignments, working problems and going over class notes.
Course Materials
Textbooks for the Financial Planner Program are available for purchase through Queens University of Charlotte Center for Lifelong Learning. Students will be given a syllabus for each course. Students are required to bring a financial calculator to the first class meeting. The required calculator is the HP12C. This calculator can be purchased from local office supply companies and over the internet.
Fundamentals of Financial Planning
A prerequisite for other courses in the program, this course offers a comprehensive overview of the fundamentals of financial planning. Topics include financial planning functions, the legal and economic environment, methods of gathering client data, time value of money, ethical and professional considerations, financial analysis, and the understanding, implementing, monitoring and reviewing of a comprehensive financial plan. Students get practical experience constructing personal financial statements, understanding business structures for clients, budgeting and dealing with regulatory requirements.
Insurance Planning
This course offers a comprehensive overview of risk management and insurance planning. Topics include principles of risk and insurance, analysis and evaluation or risk exposures, property, casualty, and liability insurance, health insurance and health care cost management, disability income insurance, long-term care insurance, life insurance, income taxation of life insurance, business uses of insurance, insurance needs analysis, insurance policy and company selection, and the use and taxation of annuities
Tax Planning
This course provides comprehensive coverage of all aspects of taxation and supplies participants with the information and techniques critical for effective tax planning. Topics include ethical issues, tax law research process, terminology, tax computations and concepts, and hazards and penalties. Students are introduced to methods of gathering client information, reviewing clients’ past returns and minimizing tax payments legally. Tax management techniques, tax implications of divorce, employee benefits and investments, financial planning strategies, business structure, sale of personal residence and passive activity loss rules are also covered.
Investment Planning
This course provides participants with skills to effectively evaluate various investment vehicles in accordance with the investment objectives. Topics include regulation of markets, investment vehicles, investment theory, real estate, international investment, risk and return, financial markets and modern portfolio theory. The program prepares students to work with clients to achieve the financial objectives in due course of investment planning.
Retirement Planning and Employee Benefits
As a comprehensive study of personal and employee-sponsored retirement plans, this course familiarizes students with methods of gathering information and selecting appropriate options to achieve the client’s retirement goals. Topics include ethical issues of retirement planning and employee benefits, IRAs, Social Security and Medicare benefits, tax-sheltered annuities, qualified retirement plans, distributions and distribution options, taxation and income tax deductions/benefit limitations, group insurance benefits and factor analysis.
Estate Planning
This course provides participants with a complete overview of estate planning and adequate knowledge of the varied methods, tools and techniques necessary to develop effective estate plans. Topics include federal estate and gift taxation, gift and estate planning techniques, trusts use, life insurance as an estate planning tool, intrafamily business and property transfers, charitable transfers, planning for incapacity and divorce planning. The program will also cover the estate planning process, wills, trusts, power of attorney and probate.
Case Study Review
This course will provide extensive case study experience, allowing the application of the principles and skills studied in the Financial Planner Program. Ethical issues involved in each case will also be a major emphasis in this course.
ABOUT OUR FACULTY
Our instructors are seasoned veterans from the subject area they teach. Most have achieved the CFP® certification, have advanced degrees and/or professional designations which are recognized nationally as an achievement of professional excellence. All are dedicated to providing a quality educational experience for the participants in the Queens' Financial Planner Program.
Queens University of Charlotte does not offer an overall review for the national comprehensive CFP® Certification Examination (not required but recommended), but nationally known companies either come to Charlotte or other cities to offer reviews:
intensive review uses a special classroom book designed by Ken Zahn. The book is designed so that you will have to take only limited notes. The material in the book is condensed and focused. For courses held in Charlotte, contact them directly at www.kenzahn.com
Students who wish to participate in an intensive review course to prepare for the national comprehensive CFP® Certification Examination should check out this alternative. This is 48 hour review course, held over two weekends. For more information go to http://www.kaplanfinancial.com/
Keir Educational Resources offer review materials and courses. See their website at http://www.keirsuccess.com/financial/live_review_class.asp
Fees for Review Courses are separate from the fees charged for the Queens Financial Planner Program.
CONTACTING THE CFP BOARD OF STANDARDS
For additional information visit CFP® Board website: www.cfpboard.org (click here then on CFP® Certification, then click on Guide to CFP® Certification). The Guide to CFP® Certification booklet will provide information about the CFP certification requirements (click on Overview, The Education Requirement, CFP® Certification Examination, Work Experience, Ethics).
Certified Financial Planner Board of Standards, Inc. owns the trademarks CFP®, Certified Financial Planner™ and  certification marks in the U.S., which it awards to individual who successfully complete CFP Board’s initial and ongoing certification requirements.
Quens University of Charlotte does not certify individuals to use the CFP®, Certified Financial Planner™ and certification marks. CFP® certification is granted solely by Certified Financial Planner Board of Standards, Inc. to individuals who, in addition to completing an educational requirement such as this CFP Board-Registered Program, have met ethics, experience and examination requirements.
FOR AN APPLICATION PACKET
Click Here to download an application for CFP36 beginning in June 2008.
To download Adobe Acrobat Reader for free, click on the below link: http://www.adobe.com/acrobat/
Program Coordinator:
Catherine Ruth Kelly
704 337-2539
kellycr@queens.edu
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