{"id":327,"date":"2023-09-15T13:44:23","date_gmt":"2023-09-15T17:44:23","guid":{"rendered":"https:\/\/www.queens.edu\/afford\/?page_id=327"},"modified":"2025-08-05T13:51:04","modified_gmt":"2025-08-05T17:51:04","slug":"student-health-insurance","status":"publish","type":"page","link":"https:\/\/www.queens.edu\/afford\/student-health-insurance\/","title":{"rendered":"Student Health Insurance"},"content":{"rendered":"\n<p>Queens University of Charlotte\u2019s student health insurance provider has changed to <strong>WellFleet, <\/strong>beginning the 2023-2024 academic year<strong>.<\/strong><\/p>\n\n\n\n<p>Queens University of Charlotte requires that all domestic undergraduate students enrolled in 12 or more credit hours and all J1\/F1 International students, athletes (and graduate athletes), and BSN and ABSN students have health insurance coverage.\u00a0All students are automatically enrolled annually in the Queens University of Charlotte\u2019s Health Insurance Plan (SHIP) and must waive to remove the charges from their account.\u00a0All eligible students must submit an online waiver by<strong> September 5, 2025<\/strong>.<\/p>\n\n\n\n<p>Students can visit the Gallagher <a href=\"https:\/\/go.gallagherstudent.com\/Universities\/Queens%20University%20of%20Charlotte\/Home\">Student Resources website<\/a> to view the full plan description, plan benefits, exclusions, limitations, and terms of coverage.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2025-2026 Rates &amp; Terms of Coverage<\/h2>\n\n\n\n<p>The Queens Insurance Plan is an annual policy.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Coverage Period<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Coverage Dates<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Premium<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Annual<\/td><td class=\"has-text-align-center\" data-align=\"center\">August 1, 2025 &#8211; July 31, 2026<\/td><td class=\"has-text-align-center\" data-align=\"center\">$2,164*<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Spring \/ Summer<\/td><td class=\"has-text-align-center\" data-align=\"center\">January 1, 2026 &#8211; July 31, 2026<\/td><td class=\"has-text-align-center\" data-align=\"center\">$1,256<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Summer<\/td><td class=\"has-text-align-center\" data-align=\"center\">May 9, 2026 &#8211; July 31, 2026<\/td><td class=\"has-text-align-center\" data-align=\"center\">$498<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">*Billed in two installments of $1,082.00<\/figcaption><\/figure>\n\n\n\n<div style=\"height:35px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Eligibility Requirements<\/h2>\n\n\n\n<p>All full-time traditional undergraduates taking 12 credit hours or more, international students in one credit hour or more, athletes (including graduate athletes), and students in the BSN and ABSN nursing programs are automatically enrolled in Queens Healthcare Insurance Plan. The charges will be split over the fall and spring semesters. New ABSN cohorts will be billed starting in the summer semester for this coverage.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Enrolling in Student Health Insurance<\/h2>\n\n\n\n<p>To complete the online waiver, you must&nbsp;visit the <a href=\"https:\/\/go.gallagherstudent.com\/Universities\/Queens%20University%20of%20Charlotte\/Home\">Student Resources website<\/a>&nbsp;and under &#8216;Profile&#8217; select the &#8216;Log In&#8217; button. Follow the prompts to complete the enrollment process.<\/p>\n\n\n\n<p><em>It is important to remember that the enrollment must be completed each year.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Waiving Coverage of Student Health Insurance<\/h2>\n\n\n\n<p>If students have comparable coverage and wish to waive coverage under the Queens University of Charlotte\u2019s Health Insurance Plan (SHIP), they must complete and submit an Online Waiver form by the waiver term deadline.<\/p>\n\n\n\n<p><em>New students entering in the fall semester will need to waive only once for that academic year. New students entering in the spring semester will be required to waive for spring \/ summer. ABSN will waive in May for summer.<\/em>\u00a0<\/p>\n\n\n\n<p>To complete the online waiver, you must&nbsp;visit the <a href=\"https:\/\/go.gallagherstudent.com\/Universities\/Queens%20University%20of%20Charlotte\/Home\">Student Resources website<\/a>&nbsp;and under &#8216;Profile&#8217; select the &#8216;Log In&#8217; button. Follow the prompts to complete the form and select &#8216;Waive Coverage&#8217; to start the process. Print a copy of your confirmation for your records.<\/p>\n\n\n\n<p><em>It is important to remember that the online waiver must be re-submitted each year.<\/em><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Fall Waiver deadline &#8211; September 5, 2025<\/li>\n\n\n\n<li>Spring Waiver deadline &#8211; January 16, 2026<\/li>\n\n\n\n<li>Summer Waiver deadline &#8211; May 26, 2026<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">More Information<\/h2>\n\n\n\n<p>For insurance coverage and other questions, visit the Gallagher <a href=\"https:\/\/go.gallagherstudent.com\/Universities\/Queens%20University%20of%20Charlotte\/Home\">Student Resources website<\/a> and select &#8216;Frequently Asked Questions&#8217; or use their Live Chat option.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Optional Vision &amp; Dental Plans<\/h2>\n\n\n\n<p>Students <em>can choose<\/em> to add vision and\/or dental coverage for an additional cost while attending Queens. There are several options for each type of coverage. For more information, please visit the <a href=\"https:\/\/queens.studentbenefitplans.com\/\">Queens Student Insurance Plans website<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Queens University of Charlotte\u2019s student health insurance provider has changed to WellFleet, beginning the 2023-2024 academic year. Queens University of Charlotte requires that all domestic undergraduate students enrolled in 12 or more credit hours and all J1\/F1 International students, athletes (and graduate athletes), and BSN and ABSN students have health insurance coverage.\u00a0All students are automatically [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page_with-sidebar.php","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-327","page","type-page","status-publish","hentry"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.queens.edu\/afford\/wp-json\/wp\/v2\/pages\/327","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.queens.edu\/afford\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.queens.edu\/afford\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.queens.edu\/afford\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.queens.edu\/afford\/wp-json\/wp\/v2\/comments?post=327"}],"version-history":[{"count":10,"href":"https:\/\/www.queens.edu\/afford\/wp-json\/wp\/v2\/pages\/327\/revisions"}],"predecessor-version":[{"id":3257,"href":"https:\/\/www.queens.edu\/afford\/wp-json\/wp\/v2\/pages\/327\/revisions\/3257"}],"wp:attachment":[{"href":"https:\/\/www.queens.edu\/afford\/wp-json\/wp\/v2\/media?parent=327"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}