Student Health Insurance | Queens University of Charlotte

Student Health Insurance

Queens University of Charlotte’s student health insurance provider is United Healthcare. Students can visit the Student Resources website to view the full plan description, plan benefits, exclusions, limitations, and terms of coverage at:

2020-2021 Rates & Terms of Coverage

Rates Annual (Fall)
08/15/2020 - 08/14/2020
01/01/2021 - 08/14/2021
05/10/2021 - 08/14/2021
 Student   $2,213.00  $1,378.00 $604.00

The mandatory Student Health Insurance Plan is an annual policy and begins with the Fall term on August 15, 2020 to August 14, 2021. New students entering in the Fall term will need to only waive once for that academic year. New students entering in the Spring term will be required to waive for Spring/Summer. ABSN will waive in May for Summer. Failure to waive out of the plan by the due date will result in a nonrefundable insurance charge on your student account. Waiving insurance coverage is done each year throughout your time at Queens. 

Eligibility Requirements

All full-time traditional undergraduates taking 12 credit hours or more, international students, athletes, and students in the BSN and ABSN nursing programs are automatically enrolled in Queens Healthcare Insurance Plan. Full-time traditional undergraduates, BSN and ABSN students will be billed each semester for this coverage.  Waiver is only available the first term of your attendance. For incoming students in the Fall, the charge is divided in ½ in Fall and ½ in Spring. For students starting later, the amount is pro-rated for the rest of the year dependent upon your term of arrival.

International Student Requirement

Queens University of Charlotte and the federal government require that international students have a health insurance plan for the duration of their studies. Queens University of Charlotte requires all international students to be enrolled in a policy from the United States. You may only request a waiver from the university student health insurance if you have another US policy. Your home country insurance will not be accepted by the University, even if it says it will cover you abroad. 

Waiving Out of Student Health Insurance

If students have comparable coverage and wish to waive coverage under the Queens Plan, they must complete and submit an Online Waiver form and submit proof of insurance (new this year) by the term deadline. Upon receipt of an approved Online Waiver, health insurance charges will be credited back to the student's account to reflect the approved waiver.

To complete the Online Waiver, you must visit: and enter your school name and click on Waive Your School’s Insurance to start the process. You will be required to upload a copy of your insurance card. It is important to remember that the Online Waiver must be re-submitted each year.

  • Fall Waiver deadline: September 9, 2020
  • Spring Waiver deadline: January 27, 2021
  • Summer Waiver deadline: May 17, 2021

Enrolling in Student Health Insurance

To complete the enrollment and obtain your ID card, you must visit: and enter your school name and click on Enroll Now-Health Insurance to start the process. It is important to remember that the enrollment must be completed each year.

For insurance coverage, questions contact First Risk Advisors at: or call 1-800-505-4160. Queens University staff do not have the authority to waive coverage. Should a Life Qualifying Event cause a student to lose coverage during the year they must submit documents of proof then coverage may be put in place upon approval by First Risk Advisors. 

Student Athletic Insurance

If you are a new student-athlete to Queens, access the Athletic Training website and all the forms necessary to clear for athletic participation. There is a required Athletic Injury Insurance for every athlete and it is billed in the first term of enrollment for the 2020-21 year. The cost for 2021 is $500.00 and paid during the incoming term.   Please know that completing the required forms for athletic participation is not a substitute for completing the Online Waiver.

Health and Wellness Center

Queens offers certain medical and counseling services through the campus-based Health and Wellness Center.  The staff of the Health and Wellness Center will also gather documents of medical care for entrance to Queens University.  Please know that completing the required forms for the Health and Wellness Center is not a substitute for completing the Online Waiver. 

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