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Student Health Insurance

The Queens University of Charlotte student health insurance provider has changed to Wellfleet, beginning the 2023-2024 academic year.

Queens University of Charlotte requires that all domestic undergraduate students enrolled in 12 or more credit hours and all J1/F1 International students, athletes (and graduate athletes), and BSN and ABSN students to have health insurance coverage. All students are automatically enrolled annually in the Queens University of Charlotte’s Health Insurance Plan (SHIP) and must waive to remove the charges from their account. All eligible students must submit an online waiver by September 20, 2023.

Students can visit the Gallagher Student Resources website to view the full plan description, plan benefits, exclusions, limitations and terms of coverage. 

2023-2024 Rates & Terms of Coverage

The Queens Insurance Plan is an annual policy.

Coverage Period Coverage Dates Premium
Annual (Freshman & new students) August 1, 2023 -
July 31, 2024
$1,916.00
Returning Annual (Any returning student who was covered by
UHC last year)
August 15, 2023 - 
July 31, 2024
$1,843.00
Spring / Summer (All new students starting the plan on
Jan. 1, 2024)
January 1, 2024 -
July 31, 2024
$1,114.00
Summer (ABSN students starting on May 9, 2024) May 9, 2024 -
July 31, 2024
$440.00

Eligibility Requirements 

All full-time traditional undergraduates taking 12 credit hours or more, international students in one credit hour or more, athletes (including graduate athletes), and students in the BSN and ABSN nursing programs are automatically enrolled in Queens Healthcare Insurance Plan. The charges will be split over fall and spring semester. New ABSN cohorts will be billed starting in the summer semester for this coverage.

Enrolling in Student Health Insurance 

To complete the online waiver, you must visit the Student Resources website and under 'Profile' select the 'Log In' button. Follow the prompts to complete the enrollment process.

It is important to remember that the enrollment must be completed each year. 

Waiving Coverage of Student Health Insurance 

If students have comparable coverage and wish to waive coverage under the Queens University of Charlotte’s Health Insurance Plan (SHIP), they must complete and submit an Online Waiver form by the waiver term deadline. 

New students entering in the fall semester will need to only waive once for that academic year. New students entering in the spring semester will be required to waive for spring / summer. ABSN will waive in May for summer.  

To complete the online waiver, you must visit the Student Resources website and under 'Profile' select the 'Log In' button. Follow the prompts to complete the form and select 'Waive Coverage' to start the process. Print a copy of your confirmation for your records.

It is important to remember that the online waiver must be re-submitted each year.

  • Fall Waiver deadline - September 20, 2023 
  • Spring Waiver deadline - January 30, 2024
  • Summer Waiver deadline - May 27, 2024

More Information

For insurance coverage and other questions, visit the Gallagher Student Resources website and select 'Frequently Asked Questions' or use their Live Chat option.

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